学生保险常见问题
Below are some Frequently Asked Questions about the 学生健康保险 Plan:
我什么时候能收到我的保险卡?
注册后，您将收到一封电子邮件 指令 for accessing your healthcare account information, including your insurance card.
科罗拉多大学 has opted for a digital ID card. Your member ID card will be available on the plan start date. You’ll receive an email from AmeriBen once your ID card is ready to download. You’ll be able to email or fax it from your smartphone or computer. You can request a hard copy ID card by contacting Member Services at 1-855-258-6450.
Can I use the 学生健康保险 Plan when I am 在家里 or away from campus?
Now, more than ever, your health and safety are extremely important. 来帮助你, 科罗拉多大学 is pleased to offer a robust student health insurance plan (SHIP) underwritten by Anthem BC/BS (Anthem Student Advantage). 你是否在校园附近, 在家里, 在美国或国外旅行, your student health insurance plan has you covered. SHIP allows you to seek care from Anthem's broad and robust network of providers wherever you are in the United States. To find a provider in your network, just simply 点击这里 或者去 www.国歌.com/find-care , where you will be able to 搜索 for providers in Colorado or anywhere in the United States. If you are abroad, find a provider through Anthem Blue Cross, Blue Shield Global Core - by going to www.bcbsglobalcore.com. 当与任何提供者预约时, please make sure that they are still 'participating - in-network' with Anthem Blue Cross, Blue Shield to receive the highest coverage and SHIP benefits. If you have any questions - please contact the number on your identification card.
You also have access to additional services, like LIveHealthOnline.com, Anthem's Telemedicine network of providers for both Medical and Behavioral Health Care. If you want to speak to a nurse in the middle of the night - you also have access to Anthem's 24/7 NurseLine. A copy of the brochure outlining plan benefits can be found on the link below.
Why is non-emergency coverage in Colorado important?
学生 often need to access healthcare while in Colorado, and we want to ensure that all of our students have equal access to appropriate healthcare without incurring large medical bills. Simple health issues can snowball and make it difficult for students to finish a given block, so we encourage students to be proactive in seeking medical evaluation if they are feeling unwell. 我们活跃的学生群体, we also see a lot of students who require ongoing treatments like physical therapy for injuries, 或者正在进行的心理健康治疗. While students are able to engage in such therapies while on the block plan, these treatments can be expensive without insurance coverage. 另外, we encourage any sexually active student to receive appropriate reproductive healthcare, 比如井人检查, 避孕措施的评估, 以及性传播感染的检测. Many young adults are not comfortable talking with their parents about these issues. Average costs for an office visit for illness or injury without insurance are between $130 and $180. Average costs for physical therapy without insurance are approximately $100/session. Average costs for psychotherapy off campus without insurance are between $80 and $120/session. Costs for testing for sexually transmitted infections without insurance can be as high at $800. 避孕的费用也可能很高. Many students opt for hormone injections like Depo-Provera, which must be administered every 3 months in a doctor's office, 没有保险的费用可能高达460美元/年.
如果我负担不起CC提供的计划怎么办?
If you are not currently covered by health insurance, cannot afford the Anthem 学生健康保险 Plan, 他们都在接受经济援助, 请与财务援助办公室联系，地址为 financialaid@bomabearing.com to see if you qualify for a health insurance grant to cover the cost of the 学生健康保险 Plan.
Does the SHIP cover gender-affirming healthcare?
是的. You can find more information about covered transgender healthcare in this SHIP跨性别福利一览文件.
SHIP是否涵盖大学运动员?
No. Injuries sustained while participating in Varsity 体育运动 are not covered by the SHIP. There are additional requirements for varsity intercollegiate athletes, and that information can be found on the Athletic Department website at: www.cctigers.com. Please note that the athletic department insurance is a separate entity. 如果你是大学学生运动员, you must respond both to the College's request regarding your proof of insurance annually for the SHIP 和 to the Athletic Department's request for proof of adequate insurance coverage, which will be verified before you will be allowed to participate in any varsity related/team activity. If you have any questions regarding this insurance information, or need information regarding additional/alternate coverage, please contact Celina Swedlund (Athletic 保险 Coordinator) at 719-389-6321 or via email at cswedlunc@bomabearing.com.